Divorce Real Estate
Are you contemplating divorce? Or is the decision already made and you have started the painful process?
Well, it’s no coincidence that you are reading this and I’m glad that you are. Having gone through my own divorce created a fire in me to pay it forward to help women & men in my similar situation navigate the divorce process, sharing the knowledge I gained from my own experience, good and bad. I made a lot of mistakes in my divorce because “I just didn’t know” and I wanted it over as quickly as possible. Don’t do what I did and sell yourself short. I spent a lot of money in attorney fees going back to change things that I initially gave in to because I didn’t want to muddy the waters even more than they were. My experience was confusing, scary, lonely, sickening…oh, did I say scary? I meant terrifying! You DON’T have to go through this alone.
I have been working as a full time realtor for the past 7 years and I have helped many divorcing couples, however, compassion & understanding of what both parties were going through wasn’t enough. So I pursued this designation because I wanted to learn more about divorce real estate. Achieving a special designation as a Real Estate Collaboration Specialist in Divorce (RCS-D™) and going on my 14th year as a divorced, single mother of 3 children (now grown), I have made it my passion project to assist divorcing couples through the process of ‘uncoupling’. You will see that what sets me apart as a real estate agent is my passion, both for real estate and helping clients through two of the biggest transitions of their lifetime - A divorce and a House Sale.
Selling the marital home can can be the most emotional part of uncoupling. Emotions can escalate where decisions are made out of spite [stop paying bills, cutting off funds, etc.] and I want to help in keeping things calm and serve to remind clients of what’s important to get to the finish line. Such as…
✅ Sell or Keep the home? Does one spouse want to buy out the other?
✅ Can the house spouse qualify on their own to refinance the house, pulling out equity to pay out the exiting spouse?
✅ Can it be done within an agreeable timeframe? Lender guidelines vary so this is very important to look into.
✅ Do you need the equity in the house to pay for the divorce?
✅ Does the house have deferred maintenance that could be costly down the road?
✅ If selling the marital home is the decision made, when to sell? Who does what to prepare the home for the market?
✅ And don’t forget about the changes that need to be made on the homeowners insurance policy.
There are a lot of factors involved with real property liquidation and I can certainly navigate you through the process.
I am probably the first Realtor® you'll meet who is willing to work for free to help you KEEP your house? (I believe Karma will reward me later!😉) I will work with you to keep the home as well as sell the home. One of my first questions I ask when we meet is “How are we doing this? Is one spouse staying or are you selling? Once I get that answer, I get to work. My goal is to preserve the home ownership eligibility of both parties once the dust settles and help protect their credit scores so they can move on after divorcing and be able to purchase a home of their own and begin their fresh new start.
I’d like to share 2 pieces of wisdom that I swear by.
#1 GRIEF is REAL! A divorce is the death of your family as you knew it to be. As a young girl I fantasized about being a mom, having a family (white picket fence and all) and how perfect my life would be. Well, it didn't end up working out that way. I was divorcing at age 35 with 3 small children, ages 4, 6 & 8 and having my mother move in with me because I needed her help. I couldn't even go to the grocery store without having to load up all 3 of my kids. 😳Reality hit me like a ton of bricks. Allow yourself to mourn the loss of your family and be sad, cry and retreat from your life for the privacy you need to heal your broken heart. However, that being said…take the time you need, but pick yourself back up and bounce back to be the warrior you know you can be! I am proud to say that my divorce has made me the incredibly strong person that I am today. I definitely would not be who I am if my life had turned out differently.
My 2nd nugget of widsom is:
#2 EVERY INVITATION IS AN OPPORTUNITY ~ Hands down the BEST life lesson to live by! When a friend calls you inviting you to get out of the house and do something - and every ounce of your body wants to say “No!”...DON’T! You say “Yes” and see what happens. You don’t have to stay long, but just go! Take a break from your sadness and get out. The distraction from your solitude helps get you out of the funk you get in when you spend too much time by yourself. When you accept an invitation to whatever it may be, you are walking into all sorts of exciting possibilities - meeting a new friend, finding a new job, discovering a new activity…you never know. I can honestly say that so many wonderful things have come into & enriched my life since my divorce because I accepted invitations.
God has a plan for you. Just keep being you and let his miracles unfold as they may.
NEXT STEPS: I am available to talk (with no obligation) if you have questions or concerns and need answers. As a realtor® I work for free until a transaction closes. I am not charging hourly consulting fees to work with clients so I am INVITING YOU to give me a call if you are dealing with a divorce. Heather & Sara offer free consultations but work on a fee basis thereafter and payment plans can be worked out if need be. They are so worth the investment. The ROI is infinite as what they share/teach you will be instilled in you for the rest of your life. Your health & your well-being are SO very important. Never, ever ignor or neglect it. Reach out for help & support. We are here to help you.